*{box-sizing:border-box}
:root{
  --navy:#09295f;--blue:#1467e8;--sky:#eaf5ff;--green:#11a98a;
  --text:#14213d;--muted:#657086;--line:#dce5ef;--white:#fff;
}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,"Noto Sans KR","Malgun Gothic",sans-serif;color:var(--text);line-height:1.65;background:#fff}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
button,input,select{font:inherit}
.container{width:min(1120px,calc(100% - 40px));margin:0 auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid #edf1f6}
.header-inner{height:70px;display:flex;align-items:center;justify-content:space-between}
.brand{font-size:23px;font-weight:900;letter-spacing:-1.5px;color:var(--navy)}
.brand span{color:var(--blue)}
.header-cta{padding:9px 20px;border-radius:999px;background:var(--navy);color:#fff;font-weight:700}
.hero{overflow:hidden;background:linear-gradient(135deg,#f1f9ff 0%,#fff 58%,#effbf8 100%)}
.hero-grid{min-height:600px;display:grid;grid-template-columns:1.12fr .88fr;align-items:center;gap:25px}
.eyebrow,.section-kicker{margin:0 0 10px;color:var(--green);font-weight:800;letter-spacing:1.2px;font-size:14px}
.hero h1{margin:0;font-size:clamp(38px,5vw,64px);line-height:1.18;letter-spacing:-3.2px;color:var(--navy)}
.hero h1 strong{color:var(--blue);white-space:nowrap}
.hero-lead{font-size:20px;line-height:1.75;margin:25px 0;color:#33486a}
.hero-lead strong{color:var(--green)}
.primary-btn,.submit-btn{display:inline-flex;align-items:center;justify-content:center;border:0;cursor:pointer;background:var(--blue);color:#fff;font-weight:800;border-radius:999px;box-shadow:0 12px 30px rgba(20,103,232,.2)}
.primary-btn{padding:15px 25px;font-size:18px}
.primary-btn span{margin-left:12px}
.hero-note{font-size:13px;color:var(--muted);margin-top:13px}
.hero-visual{height:520px;overflow:hidden;border-radius:32px;display:flex;align-items:center;justify-content:center}
.hero-visual img{width:100%;height:100%;object-fit:cover;object-position:center;border-radius:32px}
.section{padding:100px 0}
.intro{text-align:center}
.intro h2,.section h2{font-size:clamp(30px,4vw,45px);line-height:1.25;letter-spacing:-2px;margin:0 0 18px;color:var(--navy)}
.intro h2 span{color:var(--green)}
.section-lead{max-width:760px;margin:0 auto;color:var(--muted);font-size:17px}
.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:48px;text-align:left}
.feature-card{padding:30px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 12px 30px rgba(9,41,95,.05)}
.icon{width:48px;height:48px;border-radius:15px;background:var(--sky);color:var(--blue);display:grid;place-items:center;font-size:25px;font-weight:900;margin-bottom:17px}
.feature-card h3{margin:0 0 7px;font-size:21px}
.feature-card p{margin:0;color:var(--muted)}
.coverage{background:#f6fbff}
.section-heading{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:42px}
.section-heading>p{color:var(--muted);margin:0}
.coverage-layout{display:grid;grid-template-columns:1fr .92fr;gap:45px;align-items:center}
.coverage-list{display:grid;gap:13px}
.coverage-item{display:grid;grid-template-columns:55px 1fr;gap:15px;align-items:start;padding:22px 24px;background:#fff;border:1px solid #e0eaf3;border-radius:18px}
.coverage-number{font-size:14px;color:var(--blue);font-weight:900;padding-top:4px}
.coverage-item h3{margin:0 0 3px;font-size:20px}
.coverage-item p{margin:0;color:var(--muted);font-size:15px}
.coverage-image{position:relative}
.coverage-image img{width:100%;border-radius:28px;box-shadow:0 18px 45px rgba(9,41,95,.12)}
.image-caption{position:absolute;bottom:13px;left:13px;right:13px;padding:9px 13px;background:rgba(255,255,255,.9);border-radius:12px;font-size:12px;color:#536277}
.highlight{background:linear-gradient(135deg,var(--navy),#0e56ba)}
.highlight-box{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center}
.highlight h2{color:#fff;margin-bottom:20px}
.highlight h2 strong{color:#61e2ca}
.highlight p{color:#dbe8fb}
.highlight-points{display:grid;gap:12px}
.highlight-points>div{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:17px;padding:18px 20px}
.highlight-points strong,.highlight-points span{display:block}
.highlight-points strong{color:#fff;font-size:19px}.highlight-points span{color:#c9d8ed;font-size:14px}
.process h2{margin-bottom:45px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.step{border-top:3px solid var(--blue);padding:22px 18px;background:#fbfdff}
.step b{color:var(--blue);font-size:13px}
.step h3{margin:9px 0 5px}.step p{margin:0;color:var(--muted);font-size:14px}
.notice{background:#e9fbf6}
.notice-inner{padding:22px 0;display:flex;gap:20px;align-items:center}
.notice-inner strong{white-space:nowrap;color:#087b67}.notice-inner p{margin:0;color:#45645e;font-size:14px}
.consult{background:#fff}
.consult-container{max-width:1060px}
.consult{text-align:center}
.consult h2 strong{color:var(--blue)}
.consult-form{text-align:left;margin:45px auto 0;border:2px solid #6d7278;border-radius:6px;padding:45px 42px;background:#fff}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px 55px}
.field{display:grid;grid-template-columns:110px 1fr;align-items:center}
.field:nth-child(3){grid-column:1}
.field label{font-weight:700}
.field label em{color:var(--blue);font-style:normal}
.field input,.field select{width:100%;height:48px;border:1px solid #d6dce4;border-radius:6px;padding:0 14px;outline:none;background:#fff}
.field input:focus,.field select:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(20,103,232,.1)}
.field-help{grid-column:2;margin:5px 0 0;color:#f04444;font-size:13px}
.consents{border-top:1px solid #dce1e7;margin-top:35px;padding-top:27px;display:grid;gap:9px}
.consent-row{display:flex;align-items:center;justify-content:space-between;min-height:34px}
.consent-row label{font-size:15px}.consent-row input{margin-right:9px;accent-color:var(--blue)}
.view-btn{border:1px solid #a9afb6;background:#fff;border-radius:999px;padding:3px 15px;color:#555;cursor:pointer;font-size:13px}
.submit-btn{width:100%;height:68px;margin-top:40px;font-size:22px}
.db-status{text-align:center;color:#8a919b;font-size:12px;margin:12px 0 0}
.site-footer{padding:35px 0;background:#0c1930;color:#c4d0e1}.site-footer p{margin:0 0 5px;font-weight:700}.site-footer small{font-size:12px}
.modal[hidden]{display:none}
.modal{
  position:fixed;
  inset:0;
  z-index:100;
  display:flex;
  align-items:center;
  justify-content:center;
  padding:16px;
  overflow:hidden;
}
.modal-backdrop{
  position:absolute;
  inset:0;
  background:rgba(4,16,35,.58);
}
.modal-card{
  position:relative;
  width:min(620px,100%);
  height:min(72dvh,680px);
  max-height:calc(100dvh - 32px);
  min-height:0;
  display:flex;
  flex-direction:column;
  overflow:hidden;
  background:#fff;
  border-radius:8px;
  box-shadow:0 30px 70px rgba(0,0,0,.25);
}
.modal-card h2{
  flex:0 0 auto;
  margin:0;
  padding:25px 58px 16px 28px;
  text-align:center;
  font-size:25px;
  font-weight:500;
  line-height:1.3;
  letter-spacing:-1px;
  color:#333;
}
.modal-card h2:after{
  content:"";
  display:block;
  width:100px;
  height:1px;
  margin:17px auto 0;
  background:#999;
}
.modal-card p{color:var(--muted);font-size:14px}
.modal-close{
  position:absolute;
  z-index:3;
  right:18px;
  top:16px;
  width:36px;
  height:36px;
  border:0;
  background:none;
  font-size:30px;
  line-height:36px;
  cursor:pointer;
  color:#333;
}
#modalContent{
  flex:1 1 auto;
  min-height:0;
  overflow-y:auto;
  overflow-x:hidden;
  -webkit-overflow-scrolling:touch;
  overscroll-behavior:contain;
  padding:0 28px 25px;
  scrollbar-width:thin;
}
#modalContent::-webkit-scrollbar{width:8px}
#modalContent::-webkit-scrollbar-thumb{background:#999;border-radius:8px}
#modalContent::-webkit-scrollbar-track{background:#f4f4f4}
.policy-doc{padding-bottom:10px}
@media(max-width:820px){
  .container{width:min(100% - 28px,680px)}
  .hero-grid,.coverage-layout,.highlight-box{grid-template-columns:1fr}
  .hero-grid{padding:65px 0}.hero-visual{height:330px;order:-1}
  .hero h1{font-size:42px}.hero-lead{font-size:17px}
  .section{padding:70px 0}
  .feature-grid,.steps{grid-template-columns:1fr 1fr}
  .section-heading{display:block}.section-heading>p{margin-top:10px}
  .form-grid{grid-template-columns:1fr;gap:17px}.field,.field:nth-child(3){grid-column:auto;grid-template-columns:90px 1fr}
  .consult-form{padding:28px 20px}
}
@media(max-width:520px){
  .modal{
    padding:10px;
    align-items:center;
  }
  .modal-card{
    width:100%;
    height:min(82dvh,620px);
    max-height:calc(100dvh - 20px);
    border-radius:7px;
  }
  .modal-card h2{
    padding:18px 48px 12px 18px;
    font-size:21px;
  }
  .modal-card h2:after{
    width:70px;
    margin-top:12px;
  }
  .modal-close{
    right:8px;
    top:8px;
    width:34px;
    height:34px;
    font-size:27px;
  }
  #modalContent{
    padding:0 18px 18px;
    font-size:13px;
  }
  .policy-title{
    font-size:18px;
    padding:10px 8px;
    margin-bottom:18px;
  }
  .policy-doc h3{font-size:15px;margin:20px 0 8px}
  .policy-doc h4{font-size:14px;margin:14px 0 4px}
  .policy-doc p,.policy-doc li{font-size:13px;line-height:1.7}
  .policy-doc ul{padding-left:19px}
  .policy-table{font-size:11px}
  .policy-table th,.policy-table td{padding:7px}
  .header-inner{height:62px}.brand{font-size:20px}.header-cta{padding:7px 14px;font-size:13px}
  .hero h1{font-size:34px;letter-spacing:-2px}.hero-visual{height:270px;border-radius:22px}
  .feature-grid,.steps{grid-template-columns:1fr}
  .coverage-item{padding:18px}.notice-inner{display:block}.notice-inner p{margin-top:6px}
  .field{grid-template-columns:1fr!important;gap:6px}.field-help{grid-column:auto}
  .consent-row label{font-size:13px;padding-right:8px}.view-btn{padding:2px 11px}
}

.policy-doc{font-size:14px;line-height:1.8;color:#27354b}
.policy-title{background:#2d3d7b;color:#fff;text-align:center;font-size:22px;padding:13px 12px;margin:0 0 25px;font-weight:700}
.policy-doc h3{font-size:17px;color:#172b57;margin:26px 0 10px}
.policy-doc h4{font-size:15px;margin:18px 0 5px;color:#263a62}
.policy-doc p{margin:8px 0}
.policy-doc ul{margin:7px 0 12px;padding-left:22px}
.policy-doc li{margin:4px 0}
.policy-table{width:100%;border-collapse:collapse;margin:15px 0;font-size:13px}
.policy-table th,.policy-table td{border:1px solid #d8dee8;padding:9px;vertical-align:top;text-align:left}
.policy-table th{background:#f3f6fa;font-weight:700;width:27%}

.submit-btn:disabled{opacity:.65;cursor:wait}

.hp-field{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}

/* SEO 정보 콘텐츠: 기존 랜딩 디자인을 해치지 않으면서 검색엔진이 읽기 쉬운 본문 구조를 제공합니다. */
.details{background:#fff}
.coverage-table-wrap{margin-top:42px;overflow-x:auto;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 12px 30px rgba(9,41,95,.05)}
.coverage-table{width:100%;border-collapse:collapse;min-width:760px;font-size:15px}
.coverage-table caption{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.coverage-table th,.coverage-table td{padding:17px 18px;border-bottom:1px solid #e4ebf3;text-align:left;vertical-align:top}
.coverage-table thead th{background:#f3f8fd;color:var(--navy);font-weight:800}
.coverage-table tbody th{color:var(--navy);font-weight:800;background:#fbfdff}
.coverage-table tbody tr:last-child th,.coverage-table tbody tr:last-child td{border-bottom:0}
.source-note{margin:13px 3px 0;color:var(--muted);font-size:13px}
.guide{background:#f6fbff}
.guide-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:55px;align-items:start}
.guide .section-lead{margin:0;max-width:none}
.claim-steps{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.claim-steps li{display:grid;grid-template-columns:46px 1fr;gap:14px;padding:18px 20px;background:#fff;border:1px solid #e0eaf3;border-radius:16px}
.claim-steps b{color:var(--blue);font-size:14px;padding-top:2px}
.claim-steps span{display:block;color:var(--muted);font-size:14px}
.claim-steps strong{display:block;color:var(--text);font-size:17px;margin-bottom:2px}
.faq{background:#fff}
.faq-list{margin-top:38px;border-top:1px solid var(--line)}
.faq-list details{border-bottom:1px solid var(--line);padding:0 5px}
.faq-list summary{cursor:pointer;list-style:none;padding:21px 42px 21px 5px;font-size:18px;font-weight:800;color:var(--navy);position:relative}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:'+';position:absolute;right:7px;top:15px;font-size:27px;color:var(--blue);font-weight:400}
.faq-list details[open] summary::after{content:'−'}
.faq-list details p{margin:0;padding:0 40px 22px 5px;color:var(--muted);font-size:15px}
.official-source{margin-top:45px;padding:24px 26px;border:1px solid #cce7df;border-radius:18px;background:#f2fcf9;display:flex;justify-content:space-between;align-items:center;gap:20px}
.official-source strong,.official-source span{display:block}
.official-source strong{color:#087b67;font-size:17px;margin-bottom:3px}
.official-source span{color:#526d68;font-size:14px}
.official-source a{flex:0 0 auto;padding:11px 17px;border-radius:999px;background:var(--navy);color:#fff;font-weight:700;font-size:14px}
.site-footer a{color:#fff;text-decoration:underline}
@media(max-width:820px){
  .guide-grid{grid-template-columns:1fr;gap:35px}
  .official-source{display:block}.official-source a{display:inline-block;margin-top:15px}
}
@media(max-width:520px){
  .coverage-table{font-size:13px}
  .coverage-table th,.coverage-table td{padding:12px}
  .claim-steps li{grid-template-columns:38px 1fr;padding:16px}
  .faq-list summary{font-size:16px;padding:18px 36px 18px 2px}
  .faq-list details p{font-size:14px;padding:0 28px 18px 2px}
  .official-source{padding:20px}
}